3 THINGS YOU SHOULD KNOW ABOUT CAR ACCIDENTS IN FLORIDA....by Steve Duhl 
Wednesday, December 8, 2010, 02:12 PM
Posted by Administrator
1) Buy Uninsured Motorist insurance when you buy your car insurance. If you don't have it, call your agent and upgrade. If you are injured in an accident and the other driver---the one who caused the accident---doesn't have liability insurance, you won't recover any money unless you have UM (or, you get hit by a rich guy).

2) In Florida, you don't have to have liability insurance. But, if you get into an at fault accident and you don't, you will probably have your driver license suspended. Bankruptcy, if you qualify, will solve this problem.

3) Insurance agents make more commission if they sell you PIP with a deductible. (PIP is what pays $10K---or less--of your medical bills and lost wages if you are injured, regardless of who is at fault in the accident.) But, if you have a deductible on your PIP, you may have trouble getting a doctor to treat you without cash up front.

If you have questions, give us a call. (Or, call those guys whose pictures are on the back of the Palmtran buses.)


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