THE T-BONED BENTLEY.......by Steve Duhl 
Wednesday, May 18, 2011, 08:42 AM
Posted by Administrator
This past weekend, as I rode my bicycle through an industrial area of Riviera Beach, I was passed by a flat bed truck with a beautiful blue Bentley sitting on the bed. The only flaw in the Bentley that I could see was that the entire right side had been smashed in...the result of some kind of t-bone accident. Seeing this, I began to reminisce...

About 15 years ago, as I drove home from a hearing in my '86 Mercedes, I sort of rear ended a white Rolls Royce. The damage didn't look that bad to me: the Roll's trunk was smashed in but that was it. The police arrived. A West Palm Beach cop walked over to me from the direction of the Rolls and said "You totaled it." I said "But, it's only a smashed in trunk." He said, "They build them on an aluminum pan...insurance is going to total it." A call from my insurance company a few days later telling me that the damage to the Rolls exceeded the limits of my coverage confirmed that the cop was right.

Since then, I have made it a firm guiding principal of my life to change lanes if I find myself behind a Rolls or a Bentley or a Ferrari. In Florida, if you are the at fault driver in an accident and you don't have insurance to pay the injured parties' damages and you don't have the money to pay it out of your pocket....you can lose your driver license forever (bankruptcy may get you out of this).

This begs the question: Why do we let rich people drive around in half million dollar cars just waiting for us to hit them and be financially ruined? Shouldn't there be some kind of limit on what I've got to pay you when I hit your car? If you strap the Mona Lisa to your trunk and I rear end you, have I got to reimburse you for what you payed the Louvre for the painting?

But, on the other hand, outside of South Florida....where we've got a Maserati dealer in every town, it is tough to FIND a outrageously expensive car to get into an accident with. Here, you don't even have to look...you're probably following a Rolls Royce right now as you read this on your iPhone...QUICK LOOK UP AT THE ROAD!

I hope the guy who hit the Bently is a hedge fund manager or a drug dealer or a trust fund baby, otherwise, he may end up learning what life is like in the back seat of a taxi cab.


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